Cut Costs on SME Business Pack Insurance Premiums
Running a small to medium-sized enterprise (SME) comes with its unique set of challenges, not least of which is managing costs. Insurance is a significant expense for many business
Marine Cargo Insurance protects your cargo in transit, over land, sea and air.
Marine and Inland Insurance for Expats in Thailand covers products, materials and equipment when transported over land—e.g., via truck or train—or while temporarily warehoused by a third party. Collisions and cargo theft are the two most frequent causes of inland marine losses.
Does your business need inland marine insurance?
For many businesses, the property insurance provided by your Business Owners Policy (BOP) or Commercial Package Policy (CPP) may be sufficient. In general, these types of insurance cover property housed at a specific location, but tools and equipment that travel with employees to nearby job sites may also be covered.
However, if your business frequently ships products or equipment, you may want to consider purchasing inland marine insurance. This type of coverage is especially important if you ship high-value products or materials, which are often excluded from basic property coverage.
Inland marine insurance can cover a wide range of specialty equipment and products, including:
When weighing the need for inland marine insurance, consider the nature of your business and operations. Inland marine insurance isn’t just for companies that ship products to retailers and customers. For example, if you have a valuable trade show booth that is frequently shipped around the country and stored offsite by a vendor, you may want the protection provided by inland marine insurance. In addition, inland marine insurance can provide coverage against the loss of this property.
Special inland marine coverages include:
Contact Thailand Insurance Service and speak with one of our insurance professionals who can help you determine whether or not purchasing inland marine insurance aimed for expats setting up business in Thailand.
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